Expense Splitter

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Split expenses among group members with settlement calculations

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About Expense Splitter

Expense Splitter is a lightweight tool designed to simplify shared expenses among groups of friends, roommates, or colleagues. Whether splitting rent, organizing group dinners, or managing trip costs, this tool instantly calculates who owes whom and generates clear settlement instructions to minimize transactions.

All calculations happen locally in your browser with zero data stored on servers, ensuring complete privacy for your financial details. Perfect for casual groups or regular expense sharing, Expense Splitter transforms complex multi-person payments into simple, transparent settlements.

Local only
Privacy-safe
Zero setup
Instant access
Unlimited groups
No limits
Browser-based
No installation

How to use Expense Splitter

01

Add Group Members

Enter the names of everyone in your group. You can add members one by one or paste a list of names.

02

Enter Expenses

Input each shared expense with the amount, who paid, and how to split it among group members.

03

View Settlements

Get instant settlement instructions showing exactly who needs to pay whom and how much to settle all debts.

Pro Tips

  • Group similar expenses by category (meals, transport, accommodation) to easily track spending patterns across multiple trips or shared living arrangements.
  • Use the 'exact items' split option when people ordered different items at a restaurant to ensure precise, fair distribution of costs.
  • Export your final settlement before deleting the group so you have a record for future reference or to resolve any disputes.
  • For recurring expenses like rent or utilities, create a new group each billing period to keep balances fresh and prevent cumulative confusion.

Key features of Expense Splitter

Smart Settlement Algorithm

Automatically calculates the minimum number of payments needed to settle all debts among group members.

Multiple Split Options

Choose between equal splits, itemized splits, or custom percentage-based distributions for each expense.

Real-time Balance Tracking

View live balances for each group member and instantly see who owes what at any point.

Export Settlements

Download settlement summaries as files to share with group members or keep records for reference.

Itemized Expense Details

Track exactly what each expense covers with descriptions and categories for full transparency.

Edit & Undo

Modify expenses or remove entries at any time to correct mistakes and recalculate instantly.