Budget Tracker

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Track income and expenses by category with analytics

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About Budget Tracker

Budget Tracker helps you take control of your finances by organizing income and expenses into customizable categories. Whether you are managing personal finances, tracking business expenses, or working toward a savings goal, this tool provides clear visibility into where your money is going without requiring any account setup or data storage.

All your financial data stays on your device with complete privacy and security. Get instant insights through visual analytics, identify spending patterns, and make informed decisions about your budget-all processed directly in your browser with no data ever leaving your computer.

100% Local
Privacy-safe
Instant
Real-time analytics
No Limits
Unlimited transactions
Always Free
No sign-up required

How to use Budget Tracker

01

Add Your Transactions

Enter each transaction with amount, category, date, and optional notes. Quickly build your financial record by logging income and expenses.

02

Review Your Analytics

View spending patterns through pie charts, bar graphs, and detailed reports organized by category and time period.

03

Optimize Your Budget

Use insights to identify overspending areas, adjust category limits, and make data-driven decisions to reach your financial goals.

Pro Tips

  • Use consistent category names across all transactions to get accurate analytics and avoid splitting data across similar categories.
  • Log transactions immediately after they happen to prevent forgetting details and maintain an accurate financial record.
  • Review your analytics monthly to spot spending trends early and adjust your budget before overspending becomes a problem.
  • Export your data regularly as backup and to share with financial advisors or accountants for professional guidance.

Key features of Budget Tracker

Category-Based Tracking

Organize all transactions into custom categories like groceries, utilities, salary, and investments for better organization.

Visual Analytics

View interactive charts and graphs showing spending distribution, trends over time, and category breakdowns at a glance.

Income & Expense Separation

Track both income sources and expenses separately to calculate accurate net income and budget surplus or deficit.

Transaction History

Maintain a complete searchable log of all transactions with dates, amounts, categories, and notes for easy reference.

Budget Goals

Set spending limits per category and monitor progress against your targets with visual indicators and alerts.

Data Export

Download your financial data as CSV or JSON for backup, sharing with accountants, or analysis in other tools.